urFamilyCISO®
urFamilyCISO®Family Operating System™

Your family is
your most important
system.

One intelligent operating system for helping families govern, protect, organise, grow and transfer what matters most.

5–10 minutes · Private · Personalised results

urFamilyCISO family brand artwork
BALCH

At the centre

Your family. Everything else connected.

01

GOVERN

Create family structure

02

PROTECT

Prepare for risk

03

ORGANISE

Know what exists

04

TRANSFER

Preserve continuity

01 — Why families need a system

Most families have information.
Few have a system.

Important family information often lives across conversations, paper files, phones, email accounts, business records, school records, insurance documents and memories known only by one person.

When knowledge is scattered,
responsibility becomes fragile.
Family
System
INSURANCEPROPERTYSCHOOLMEDICALBUSINESSPASSWORDSLEGALEMERGENCYFAMILY GOALSASSETS
01

What does your family own?

02

Who is responsible for what?

03

What happens if a key person becomes unavailable?

04

What needs attention or renewal?

05

What should transfer to the next generation?

02 — A better way

Introducing the
Family Operating System™

urFamilyCISO® brings family governance, protection, organisation, preparedness, growth and continuity into one intelligent environment.

01

ASSESS

Understand where your family stands.

02

ORGANISE

Bring important information into structure.

03

GOVERN

Define roles, decisions and responsibilities.

04

PROTECT

Identify vulnerabilities.

05

PLAN

Create priorities.

06

ACT

Turn recommendations into action.

07

REVIEW

Measure progress.

08

TRANSFER

Preserve continuity.

03 — The framework

Five areas.
One family system.

BALCH™ gives families a practical framework for understanding the areas that shape preparedness, stability and continuity.

BALCH™

B — BUSINESS

Keep family enterprise understandable beyond one person.

Family business ownership, continuity, responsibilities, succession and important records.

“If the person running the family business became unavailable tomorrow, would someone else know what needs to happen?”

04 — Start here

How prepared
is your family?

Take the free Family Preparedness Check™ and discover what your family already has in place, what may be missing and what deserves attention first.

5–10 MINUTES

Quick and structured.

PERSONALISED SCORE

Understand your preparedness.

TOP FAMILY RISKS

See what deserves attention.

NEXT ACTIONS

Know what to do next.

Start the free Family Check

Private · Practical · No judgement

Family Success Index™

Illustrative example
76Prepared
B
72
A
64
L
82
C
58
H
79

05 — Measure what matters

Turn family preparedness
into something you can see.

76Prepared

Family Success Index™

B
Business
72
A
Assets
64
L
Life
82
C
Change
58
H
Health
79

CHANGE · PRIORITY AREA

Strengthen transition and emergency planning.

The Family Success Index measures system preparedness — not personal worth.

06 — Your family at a glance

Know what is happening.
Know what matters.
Know what to do next.

Welcome back,

The Johnson Family

4 areas need attention

Success Index

76
BBusiness72
AAssets64
LLife82
CChange58
HHealth79

Next best action

Complete your Emergency Contact Review

Emergency readiness

71%

Upcoming actions

Insurance renewal
Family meeting
School deadline

12 complete

3 missing · 2 expiring

Family goals

5 active

FamilyGPT™

Ask your Family Operating Advisor

07 — The system

Six ways to build
a stronger family system.

01

GOVERN

Create clarity around roles, responsibilities, meetings, policies and major family decisions.

  • Family Constitution
  • Responsibilities
  • Meetings
  • Decisions

Family decision record

Complete78%
In progress56%
Needs review88%
02

PROTECT

Identify digital, financial, operational and emergency risks before they become crises.

  • Risk register
  • Digital safety
  • Insurance
  • Emergency plans

Risk overview

Complete78%
In progress56%
Needs review88%
03

ORGANISE

Know what exists, where important information is located and who is responsible.

  • Family Vault
  • Documents
  • Assets
  • Calendar

Important records

Complete78%
In progress56%
Needs review88%
04

GROW

Turn family education, development and goals into measurable progress.

  • Family goals
  • Learning
  • Education
  • Development

Family progress

Complete78%
In progress56%
Needs review88%
05

PREPARE

Build plans before change or emergency forces your family to react.

  • Diagnostic
  • Roadmap
  • Annual review
  • Reports

Readiness plan

Complete78%
In progress56%
Needs review88%
06

TRANSFER

Preserve knowledge, values, responsibilities and continuity across generations.

  • Legacy centre
  • Succession
  • Family story
  • Knowledge archive

Legacy timeline

Complete78%
In progress56%
Needs review88%

08 — Everything works together

Not more apps.
One family system.

01

FAMILY CONSTITUTION BUILDER™

Create family governance structure.

02

FAMILY MEETING MANAGER™

Turn conversations into documented decisions.

03

FAMILY VAULT™

Organise important records.

04

FAMILY EMERGENCY MODE™

Essential information when time matters.

05

FAMILY ASSET REGISTER

Know what exists.

06

FAMILY LEGACY CENTRE™

Preserve knowledge and continuity.

09 — Family intelligence

Your family system.
Now intelligent.

FamilyGPT™ helps your family understand what requires attention, prepare meetings, identify missing systems and navigate your Family Operating System.

FamilyGPT™

Family Operating Advisor

What areas of our family plan need attention?
Your Change readiness is currently your lowest BALCH area. Three outstanding actions relate to emergency planning and succession.

FamilyGPT supports organisation, education and preparedness. It does not replace qualified legal, medical, financial or other regulated professionals.

10 — When time matters

The right information.
Without the search.

Family Emergency Mode™ gives authorised users simplified access to essential information when it matters most.

Family Emergency Mode™

Johnson Family

Emergency Contacts
Medical References
Insurance Contacts
Important Instructions
Document Locations
Family Members
Emergency Checklist
A multigenerational family sharing stories together

Legacy Centre™

Some things should
outlive the people
who created them.

Wealth matters. But so do values, knowledge, responsibilities, stories, lessons and instructions.

Family storyValues archiveLegacy timelineSuccession recordsFuture-generation messages

Built for families.
Ready for those who support them.

A family making plans together

Families

Build a shared family system

Preparedness Check, Vault, Goals

11 — Knowledge into action

Learning should change
what your family does.

01

LEARN

Why MFA matters.

02

ACT

Enable MFA.

03

VERIFY

Mark completed.

04

IMPROVE

Digital readiness improves.

Family Learning Centre content connects knowledge directly to practical actions and measurable preparedness improvement.

12 — Private by design

Family information
deserves serious protection.

Protection is designed into the system architecture—not added as an afterthought.

1YOUR FAMILY
2IDENTITY + MFA
3PERMISSIONS
4SECURE DATA
5AUDIT + CONTROL

Role-based access

Granular permissions

Multi-factor authentication

Secure handling

Session control

Audit logs

Secure recovery

Data export

Data deletion

Minimal collection

Family Preparedness Report

Know where you stand.
Know what comes next.

Take the Assessment

Family Preparedness Report

The Johnson Family

76
01 · Family overview
02 · Success Index
03 · BALCH performance
04 · Strengths
05 · Risks
06 · Missing systems
07 · Critical actions
08 · 30-day roadmap
09 · 90-day roadmap

Start simple.
Build the system as your family grows.

01

FREE

Understand family preparedness.

Explore membership →
02

FAMILY

Build the core Family Operating System.

Explore membership →
03

PREMIUM

Advanced governance, FamilyGPT and legacy tools.

Explore membership →
04

PROFESSIONAL

For professionals and organisations supporting multiple families.

Explore membership →
A family ready to build their shared system

Does your family
have a system?

Discover where your family stands, what deserves attention and what to do next.

Your Family. Your System. Your Future.